Buy Bitcoin with Sepa

You can buy Bitcoin with SEPA Transfers in on the Bitcoin Exchanges listed on this page. And here are other ways to buy Bitcoin:

Credit Card Wire Transfer SEPA Paypal Alipay OKPay Payza Perfect Money Skrill Neteller Payoneer Bitcoin Trading Platforms

Compare your Top 3 Bitcoin Exchanges
Choose Provider 1:
Choose Provider 2:
Choose Provider 3:
Provider
Pro and Contra
Has been hacked?
Fees
Security
Trading
US Friendly!
88 88
Pro
  • Low fees
  • Excellent liquidity in both USD and EUR markets
  • Margin and futures trading supported
  • Only exchange platform selected to support investigation into Mt. Gox's stolen Bitcoins
Contra
  • Sometimes has uptime problems when market gets hot.
  • Verifications take time.
  • Unlike many other Bitcoin exchange platforms, it does not work as crypto wallet.
  • Although it is not solely a Bitcoin exchange for US, Kraken has a lot of restrictions for a wide range of countries, specially for credit card purchases.
Has been hacked? No Fees
Deposit Fees:
10 USD for FedWire (Silvergate) 5 USD for FedWire (Synapse) 10 USD for SWIFT (Silvergate Bank) 3 USD for SWIFT (Bank Frick) 3 EUR for SWIFT (Bank Frick) 1.25 CAD + 0.25% of the transaction for In-person cash or debit (Canada Post) 1.5% of the transaction for Interac e-Transfer 3 CAD for SWIFT (Bank Frick) 21 GBP for CHAPS (ClearJunction) 3 GBP for SWIFT (Bank Frick) 0.75 CHF for SIC (Bank Frick) 0.75 CHF for SWIFT (Bank Frick)
Withdrawal Fees:
Yes
Trading Fees:
0.00%-0.26%
 Security Excellent Trading
Futures? Yes
Derivatives? Yes
Margin Trading? up to 5x
Visit Website
Kraken.com Review
All in One
80 80
Pro
  • Very low fees
  • A myriad of coins to exchange with
  • No lags experienced with website
 Contra
  • Customer support lacks phone
  • Has been hacked one time (but compensated their users)
  • Different domains for US and the rest of the world
 Has been hacked? Yes (on 7. May 19) Fees
Deposit Fees:
No
Withdrawal Fees:
Yes
Trading Fees:
0.012% - 0.10%
 Security Ok Trading
Futures? Yes
Derivatives? Yes
Margin Trading? up to 20x
Visit Website
Binance.com Review
High Volume
76 76
Pro
  • High liquidity
  • Low fees
  • Full package of order types, margin trading and lending market
  • Hack has been solved professionally and innovative, paid back all the losses from the hack (!)
 Contra
  • Not a transparent company
  • Has been hacked multiple times
  • Controversial connection to Tether
 Has been hacked? Yes Fees
Deposit Fees:
No (only for FIAT)
Withdrawal Fees:
Yes
Trading Fees:
0.10%-0.20%
 Security Ok Trading
Futures? Yes
Derivatives? Yes
Margin Trading? up to 10x
Visit Website
Bitfinex.com Review
80 80
Pro
  • “Real” Decentralized Exchange
  • Anonymous
  • Account creation is fast and very easy (not required to complete KYC/AML)
  • Accepts Fiat payments
 Contra
  • In Business only since 2016
 Has been hacked? No Fees
Deposit Fees:
No
Withdrawal Fees:
No
Trading Fees:
Yes
 Security Excellent Trading
Futures? None
Derivatives? No
Margin Trading? None
Visit Website
Hodlhodl.com Review
Buy w. Credit Card
80 80
Pro
  • Reliable order execution
  • Wire Transfer & Credit Cards
  • Instant buy option of coins
 Contra
  • Premium on prices
  • Support’s canned responses
  • Verification process is a bit demanding
 Has been hacked? Yes, hacked in 2013 Fees
Deposit Fees:
Yes
Withdrawal Fees:
Yes
Trading Fees:
0.00%-0.25%
 Security Good Trading
Futures? Yes
Derivatives? Yes
Margin Trading? up to 100x
Visit Website
Cex.io Review
Anonymous P2P
90 90
Pro
  • Many coins and payment methods supported
  • Multi-blockchain P2P exchange
  • Transparency about company background
 Contra
  • Reliability of service is depending on the sellers on the platform
  • Too many options to choose from can paralyze users
  • High crypto prices
 Has been hacked? No Fees
Deposit Fees:
No
Withdrawal Fees:
Yes
Trading Fees:
1.00%
 Security Medium Trading
Futures? No
Derivatives? No
Margin Trading? No
Visit Website
LocalCoinSwap.com Review
90 90
Pro
  • Non-custodial exchange
  • Highly recognized team
  • Multiple available features
  • Low transaction fees
Contra
  • No mobile app
  • No trading tools
  • Limited Swaps/Purchases
  • Not an anonymous service
Has been hacked? No Fees
Deposit Fees:
No (only network fees)
Withdrawal Fees:
Trading Fees:
0.75% - 4%
 Security Strong Trading
Futures? No
Derivatives? No
Margin Trading? No
Visit Website
Invity.io Review
84 84
Pro
  • Safe and decentralized trading
  • Arbitrators
  • 2-out-of-3 multisig security in trades
  • Wide selection of FIAT and Crypto Currencies
 Contra
  • They need more aggressive advertising
  • More active development
  • They need to team up with other companies
  • High fees
 Has been hacked? No Fees
Deposit Fees:
No
Withdrawal Fees:
Yes
Trading Fees:
0.001% - 0.009%
 Security Excellent Trading
Futures? No
Derivatives? No
Margin Trading? No
Visit Website
Bitsquare.io Review
Easy to use
76 76
Pro
  • High liquidity
  • Integrated debit and credit cards
  • Newbie friendly
 Contra
  • Major violations of users privacy
  • High Trading Fees for < $50k Trading / Month
  • Segwit still not supported ( = high TX fees )
 Has been hacked? No Fees
Deposit Fees:
Yes
Withdrawal Fees:
Yes
Trading Fees:
0.50%-0.05%
 Security Excellent Trading
Futures? No
Derivatives? No
Margin Trading? No
Visit Website
Coinbase.com Review
Great for EUR/USD
82 82
Pro
  • Has not been hacked
  • Great to buy Bitcoin / Ethereum with FIAT
  • Easy to use exchange interface
 Contra
  • No trading platform
  • KYC needed
 Has been hacked? No Fees
Deposit Fees:
No (for min. deposits)
Withdrawal Fees:
Yes
Trading Fees:
0.05%-0.15%
 Security Excellent Trading
Futures? No
Derivatives? Yes
Margin Trading? No
Visit Website
Bitpanda.com Review
80 80
Pro
  • Good reputation
  • High volume and liquidity
  • Connections in the industry grant it additional legitimacy
  • Easy to use and quick
 Contra
  • High Trading Fees if you are trading lower volumes
  • More negative comments in the recent past
Has been hacked? Yes, in January 2015 Fees
Deposit Fees:
No
Withdrawal Fees:
No
Trading Fees:
0.5%-0.10%
 Security Very Good Trading
Futures? No
Derivatives? No
Margin Trading? No
Visit Website
Bitstamp.com Review
68 68
Pro
  • Easy account creation
  • Online and Offline payment options
  • Easy to operate platform
 Contra
  • Fees are high (3-11.9%)
  • No leveraged trading
  • No App
 Has been hacked? No Fees
Deposit Fees:
N/A
Withdrawal Fees:
N/A
Trading Fees:
0.25%-8.75%
 Security Excellent Trading
Futures? No
Derivatives? No
Margin Trading? No
Visit Website
Bitit.io Review
90 90
Pro
  • Almost all countries are accepted (including some parts of the US)
  • Highest buying limit
  • Good Support
 Contra
  • 3% fee
  • Some scam claims
 Has been hacked? No Fees
Deposit Fees:
5% credit card fee
Withdrawal Fees:
5% credit card fee
Trading Fees:
5.90%
 Security Good Trading
Futures? No
Derivatives? No
Margin Trading? No
Visit Website
Coinmama.com Review
82 82
Pro
  • Trade gift cards for BTC instantly
  • A wide variety of payment methods and currencies accepted, at least in theory
  • Easy to join and get going
 Contra
  • Mixed reviews
  • Slow customer support
  • High commissions charged (by the seller) for buying Bitcoin with uncommon methods or in non-mainstream currencies
 Has been hacked? No Fees
Deposit Fees:
No
Withdrawal Fees:
Yes
Trading Fees:
0.00%-1.00% (with gift cards up to 5%)
 Security Excellent Trading
Futures? No
Derivatives? No
Margin Trading? No
Visit Website
Paxful.com Review
80 80
Pro
  • Mobile App
  • Easy account creation
 Contra
  • Does not have customer service support
  • Limited Features (for countries outside their exchange list)
  • Expensive trade fees
 Has been hacked? No Fees
Deposit Fees:
1.58% up to ZAR + 5.00%
Withdrawal Fees:
N/A
Trading Fees:
0.20% up to 1.00%
 Security Excellent Trading
Futures? No
Derivatives? No
Margin Trading? No
Visit Website
Luno.com Review
Show more Bitcoin Exchanges

Buy Bitcoin with SEPA

SEPA or “Single Euro Payments Area” is a wire transfer designed for people that want to transfer money to banks that are located in Europe. This means that when your country is not available for SWIFT transfers, you use SEPA as this is focused in the EU region. When it comes to Bitcoin exchange, this means that not all websites would accept SEPA transfers from your EU bank account as they need to have a bank that would allow you to make that transfer possible.

Bitcoin Exchangs that support SEPA Wire Transfers

These are the websites that support SEPA trades. As you might have noticed we have two big EU names in the list, that would be Kraken and Bistamp. These are websites that are widely used by the EU Bitcoin audience due to their support of SEPA transactions. Aside from these exchanges, we have our trading platforms that support SEPA as well.

One of the reasons why people would look for websites that accept SEPA trades would be the fact that they are living in Europe. Did you know that not all exchange websites accept SEPA transfers when it comes to purchasing Bitcoins? If you’re from Europe and you want to purchase Bitcoin, then knowing where to go would be of great help!

PROS

  • Very easy for EU traders
  • Respectable/trusted exchanges where you can use SEPA transfers

CONS

  • High Fees
  • Trade with sellers using SEPA

Conclusion

Looking for SEPA capable websites before you try and purchase Bitcoin would be the best thing to do. There’s nothing like finding a website where you can purchase Bitcoins with ease and without thinking about the transaction itself. The beauty about looking for the best website for your transaction is that you can sleep at night knowing that after a couple of days, your balance would appear on your wallet.

SEPA transactions are of course focused in the EU region and would benefit them the most when it comes to buying Bitcoin through their banks. There is an interesting post regarding a couple of SEPA deposits which you can find here.

Quick tip: Always separate your savings account from your Bitcoin active account. This is not specific to SEPA transactions but to different transactions that include your bank. Having a separate account would save you from having to deal with frozen accounts and whatnot when a transaction goes south.

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